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Help Articles

Does a Credit Check Negatively Impact my Credit Score?

This article belongs to the following topic:
  • Background Check FAQs

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No, credit checks requested for employment screening have no impact on your credit score. HireRight runs a credit history report only upon request by the employer. It appears as an inquiry for employment screening on your personal credit report, but does not appear on credit reports requested by other potential employers or lenders. It is important to note that access to and use of consumer credit information is subject not only to the requirements of the Fair Credit Reporting Act (FCRA), but may also be subject to applicable state law regulating the obtaining and use of such information for employment purposes.